Single Trip & Full Year Coverage
Frequent travellers know that buying insurance for every single trip adds up - both in time and cost. With Full Year Coverage, you're automatically protected every time you travel, without the hassle of remembering to buy a new policy. Business trips, ski holidays, cruises — all covered under one plan.
One policy. Unlimited trips.
Complete peace of mind - all year round.
If you travel more than once a year, our Full Year Coverage is the smarter choice. One annual multi-trip policy covers all your trips starting and ending in Malta - whether you're heading off for a weekend getaway, a business trip, or a longer holiday. No need to buy a new policy every time you pack your bags.
| Single Trip | Full Year Coverage | |
|---|---|---|
| Ideal for | Occasional travellers | Frequent travellers |
| Cover Duration | Up to 6 months per trip | Unlimited trips per year |
| Trips covered | One trip at a time | Multiple trips, all year |
| Medical expenses | ✅ Covered | ✅ Up to €1,000,000 |
| Cancellation cover | ✅ Covered | ✅ Up to €1,250 |
| Lost luggage & passport | ✅ Covered | ✅ Up to €1,250 |
| Personal money | ✅ Covered | ✅ Up to €1,000 |
| Personal liability | ✅ Covered | ✅ Up to €1,250,000 |
| Hospital benefit | ✅ Covered | ✅ Up to €1,250,000 |
| 24/7 medical assistance | ✅ | ✅ |
| Business trips | ✅ | ✅ |
| Skiing & cruises | ✅ | ✅ |
| Children under 16 | Included | Traveling free |
| Hire vehicle excess | ✅ | ✅ Up to €1,500 |
| Bad weather cancellation | ✅ | ✅ |
Addons
- Slalom Cover — Ski Trips
- Cruise Cover — Cruise ship Trips
- Continental Motoring — Traveling by car in Europe
- Business Travel — Extra coverage for business travels
- Tee-Off Extension — Golfing Trips
READY TO TRAVEL WITHOUT LIMITS?
The Investate Full Year Coverage takes care of the rest - so all you need to think about is where to go next. Starting and ending in Malta, your annual policy is ready whenever you are.